Know Your Numbers. Explore Your Financial Future.
VELAREM is a wealth and retirement planning app designed to help you explore your financial future through accessible calculators and scenario planning tools.
See Your Financial Future Clearly
Do you know what your money could be worth in 10, 20 or 30 years? How much income might you need in retirement? And could your current savings and investments help you get there?
VELAREM helps you explore these questions with plain-English calculators and scenario planning — no jargon, no assumptions that you already understand investing.
Explore Every Part of Your Financial Future
Future Wealth
See what your money could become over time.
My Wealth Gap
See whether your current path matches the future you want.
Property Returns
See what your property is really returning after costs.
Cash vs Investing
See how cash, investing and inflation could affect your money.
Retirement Income Planner
See what your retirement pot could provide as an illustrative income.
How Long Will My Money Last?
See illustratively how long your retirement pot could last based on withdrawals, growth and inflation.
Scenario Builder
Compare two financial choices side by side and see how changes could affect your projected wealth.
Goal Planner
Work out what you may need to contribute towards a specific future financial goal.
Start Free. Upgrade When You're Ready.
Several VELAREM calculators are free to use. Additional premium features — including the Retirement Income Planner, How Long Will My Money Last?, Scenario Builder and Goal Planner — are available with a VELAREM upgrade.
Full Access
Unlock every calculator
£6.99 one-time
Founding upgrade price — confirm current pricing on VELAREM.
- Everything in Free
- Retirement Income Planner
- How Long Will My Money Last?
- Scenario Builder & Goal Planner
Important disclaimer
VELAREM is for educational and illustrative purposes only. It is not financial, investment, pension, tax or legal advice. Calculations and projections are based on assumptions and are not guaranteed outcomes. Actual returns may differ. Investments can rise and fall; you may get back less than you invest. Past performance does not guarantee future results. Tax treatment depends on individual circumstances and may change.
Start Exploring Your Numbers Today
Try the free calculators on VELAREM — no account needed to get started.